About the Journal

Aims and Scope

Nepalese Journal of Insurance and Social Security (NJISS) ISSN 2565-4942 (Print) is a double-blind peer reviewed international refereed journal. The objective of the journal is to provide opportunity of publication to fresh researchers and renowned authors to contribute in the body of knowledge in relevant areas. The registered office of NJISS is located in Kathmandu, Nepal but papers are accepted from across the globe. Authors are advised to submit their original papers in the broad area of risk management, insurance and social securities. The paper may cover any one of the following thematic area but not limited to:

  • Behavioural finance, perception of customers towards the risk management, insurance and social security.
  • Catastrophic insurance, government insurance, commercial insurance, micro insurance, health insurance, community-based insurance, and social insurance
  • Depository and credit guarantee schemes, microfinance and micro insurance nexus
  • Disaster risk management, Project risk management, Enterprises risk management, corporate risk management, Credit risk management, climate change risk management and reinsurance practices
  • Financial literacy, insurance education and insurance inclusions
  • Life, property, causality and liability insurance, micro insurance and social insurance
  • Performance, efficiency, and sustainability of insurance companies, customers' and employees' satisfaction, good governance,
  • Regulatory issues, capital adequacy, solvency margin, and cross border activities
  • Insurance accounting, financial management, assets management and investments
  • Insurance and banking regulation, central Bank and bancassurance practices
  • Social Security for formal and informal sector, social protection, and pension fund regulation
  • Pension fund, retirement fund, old age, ageing and unemployment, health care benefits, and long-term care
  • Marketing strategies, distribution channels, fraud control and claims management.

Publication fees

The organisation does not charge any cost for peer review, language editing, and publication. There is no provision of remuneration to authors and peer reviewers. One copy  of printed journal will be mailed to author free of cost but additional copy (ies) will be provided with cost.

Publication Frequency

The journal publishes one volume annually.

Rate of Subscription

Types of Subscription

Rate per copy

1 copy

2 to 5 copies

6 and above

Individual/ Students

NRs. 400

NRs. 350

NRs. 330

Institutions / Library

NRs. 500

NRs. 480

NRs. 460

Author (2 copies free), additional

Nrs. 350



Copyright © Nepal Insurance and Risk Management Association.

Open Access Policy

This journal provides immediate open access to its content on the principle that making research freely available to the public supports a greater global exchange of knowledge.

 Creative Commons Licence
The articles in NJISS are licensed under a Creative Commons Attribution-NonCommercial 4.0 International License. This CC BY-NC license allows reusers to distribute, remix, adapt, and build upon the material in any medium or format for noncommercial purposes only, and only so long as attribution is given to the creator. 

Policy for Peer Review

All research articles published in Nepalese Journal of Insurance and Social Security undergo full peer review, key characteristics of which are listed below:

  1. This is double-blind review, which means that both the reviewer and author identities are concealed from the reviewers, and vice versa, throughout the review process. Authors need to ensure that their manuscripts are prepared in a way that does not give away their identity.
  2. Author(s) need to submit the title page containing the Authors details and Blinded Manuscript with no author details as 2 separate files. Title page should include the title, authors' names and affiliations, and a complete address for the corresponding author including telephone and e-mail address.
  3. All information indicating the author identity need to remove from the article viz. names and affiliations under the title within the manuscript, citation of the own papers.
  4. Need to remove the identity of Author, use the third person to refer to work the Authors have previously undertaken, e.g. replace any phrases like “as we have shown before” with “… has been shown before [Anonymous, 2007]”.
  5. Need to make sure figures do not contain any affiliation related identifier.
  6. Need not eliminate essential self-references or other references but limit self-references only to papers that are relevant for those reviewing the submitted paper. Cite papers published by the Author in the text as follows: ‘[Anonymous, 2007]’. For blinding in the reference list: ‘[Anonymous 2007].
  7. The funding sources (if any) need to be removed, not include acknowledgments, remove any identifying information, including author names, from file names and ensure document properties are also anonymized.
  8. List of peer reviewers is prepared based on the area of expertise. Reviewers are requested to fill up the consent form, sign and send to the office.
  9. All research articles are reviewed by at least two suitably qualified experts. If their conclusions are not unanimous, a third reviewer may be consulted.
  10. Editorial Board will decide promptly whether to accept, reject, or request revisions of referred papers based on the reviews and editorial insight of the supporting journals based on General quality, relevance and originality.
  11. Peer Reviewers need to provide constructive suggestions, and comments to manuscript. The recommendation of the reviewer should be one of the following categories:
    1. Accept without modification
    2. Accept with minor modification to improve its quality
    3. Major modifications required
    4. Reject (manuscript is of low quality or low interest to the readership)
  12. In addition, Editors will have the option of seeking additional reviews when needed. Authors will be advised when Editors decide further review is needed.
  13. Beside quality of the subject matter, peer reviewers need to suggest on grammar and language of the manuscript.
  14. Peer reviewers must keep any information regarding the identity of the authors and the content of the manuscript confidential. Peer review comments should be objective and constructive without being of a hostile or derogatory nature.
  15. All publication decisions are made by the journals’ Editors-in-Chief and Managing Editors on the basis of the reviews provided.
  16. Peer reviewer should:
    • Respect the confidentiality of peer review and not reveal any details of a manuscript or its review, during or after the peer-review process, beyond those that are released by the journal,
    • Not use information obtained during the peer-review process for their own or any other person’s or organization’s advantage, or to disadvantage or discredit others
    • Only agree to review manuscripts for which they have the subject expertise required to carry out a proper assessment and which they can assess within a reasonable time-frame
    • Not allow their reviews to be influenced by the origins of a manuscript, by the nationality, religion, political beliefs, gender or other characteristics of the authors, or by commercial considerations
    • Be objective and constructive in their reviews, refraining from being hostile or inflammatory and from making libellous or derogatory personal comments
    • Acknowledge that peer review is largely a reciprocal endeavor and undertake to carry out their fair share of reviewing, in a timely manner
    • Provide personal and professional information that is accurate and a true representation of their expertise when creating or updating journal accounts
  17. Reviewers are expected to provide an assessment of the various aspects of a manuscript:
    • Key results: Please summarise what you consider to be the outstanding features of the work.
    • Validity: Does the manuscript have flaws which should prohibit its publication? If so, please provide details.
    • Originality and significance: If the conclusions are not original, please provide relevant references. On a more subjective note, do you feel that the results presented are of immediate interest to many people in your own discipline, and/or to people from several disciplines?
    • Data & methodology: Please comment on the validity of the approach, quality of the data and quality of presentation. Please note that we expect our reviewers to review all data, including any extended data and supplementary information. Is the reporting of data and methodology sufficiently detailed and transparent to enable reproducing the results?
    • Appropriate use of statistics and treatment of uncertainties: All error bars should be defined in the corresponding figure legends; please comment if that’s not the case. Please include in your report a specific comment on the appropriateness of any statistical tests, and the accuracy of the description of any error bars and probability values.
    • Conclusions: Do you find that the conclusions and data interpretation are robust, valid and reliable?
    • Suggested improvements: Please list additional experiments or data that could help strengthening the work in a revision.
    • References: Does this manuscript reference previous literature appropriately? If not, what references should be included or excluded?
    • Clarity and context: Is the abstract clear, accessible? Are abstract, introduction and conclusions appropriate?
    • Please indicate any particular part of the manuscript, data, or analyses that you feel is outside the scope of your expertise, or that you were unable to assess fully.
    • Please address any other specific question asked by the editor via email.

Source of Support

  1. Income from the sales of the journal.
  2. Donation by organisations or individuals.


The journal is published by the Nepal Insurance and Risk Management Association (NIRMA), Nepal

Mailing Address
Email: editorialdesk@njiss.org
Nepal Insurance and Risk Management Association (NIRMA)
Kathmandu, Nepal


Nepalese Journal of Insurance and Social Security shall not take any responsibility for the contents of articles published in the journal, and all such responsibility shall lie with the author(s). The opinions expressed in the articles are solely of the author(s) and Nepalese Journal of Insurance and Social Security may not agree with such opinions in part or in full. All the articles submitted for publication in Nepalese Journal of Insurance and Social Security are peer reviewed for authenticity, ethical issues and usefulness. Decision of the reviewers shall be final. Authors are solely responsible for originality of the published work.

Nepalese Journal of Insurance and Social Security shall uphold the highest ethical standards of scientific publications. The association (NIRMA) retains the copyrights of all material published in the issue. However, reproduction of the published material in the part or total in any form is permissible with due acknowledgement of the source as per the CC BY-NC licence.