Bhatt, Khem Raj, Bhagwan Aryal, Kalpana Khanal, and Anup Adhikari. 2025. “Knowledge of Health Insurance Program, Utilization, and Service Satisfaction Among Insured in Suryabinayak Municipality, Nepal”. Shiksha Shastra Saurabh 24 (February):118-31. https://doi.org/10.3126/sss.v24i1.75381.