Pandey, Dhruba Lal, Nischal Risal, and Puspa Malla. “Government Health Insurance Services, Its Effectiveness and Covid-19 Impact Assessment in Nepalese Perspectives”. Pravaha 27, no. 1 (December 31, 2021): 31–42. Accessed November 21, 2024. https://nepjol.info/index.php/pravaha/article/view/50611.