Status, Uses and Expectation of social allowance in Nepal: A study of Aatharai Rurala Municipality, Terhathum.

Abstract

This study investigates the current status, utilization patterns, and expectations of social security allowance programs in Aatharai Rural Municipality, Nepal. Employing a postpositivist paradigm and a descriptive cross-sectional design, data were collected from 60 purposively selected beneficiaries—comprising elderly individuals, single women, and persons with disabilities—alongside eight key informants. Semi-structured interviews facilitated the gathering of both quantitative and qualitative data, which were analyzed using statistical tools and thematic analysis. Findings reveal that (78.3%) of beneficiaries primarily allocate their allowances toward essential needs such as food, clothing, and healthcare. Despite a high satisfaction rate of 93.3%, over half (53.3%) perceive the allowances as insufficient, leading to continued financial dependence on family members. Expectations for increased financial support and improved healthcare services are prevalent, mirroring national trends. Notably, the emergence of single men as a new beneficiary group indicates evolving social dynamics and improved data collection. The study underscores the need for policy enhancements to address the adequacy and accessibility of social security allowances, ensuring they effectively support vulnerable populations and contribute to long-term economic stability.