Impact of Fintech Adoption on Environmental Performance of Employees in Nepalese Financial Sector: A Mediating Role of Technological Knowledge

Abstract

This study examines the effect of FinTech Adoption on the environmental performance of employees in the financial sector, with a particular focus on the mediating role of Technological Knowledge in this relationship. A quantitative research method has been used in this study, where the primary data was collected of a sample size of 200 from field surveys done inside Kathmandu Valley (Kathmandu, Lalitpur, Bhaktapur) through a structured questionnaire which was developed on a 5-point Likert scale. The data collected was then analyzed using SPSS in terms of description and inference. Regression analysis and Baron and Kenny’s mediation analysis was done to assess the relation between the variables. The findings indicated that FinTech Adoption has a significant positive effect on Environmental Performance of employees. Technological Knowledge partially mediates the relationship between FinTech Adoption and Environmental Performance of employees in Financial Sector. These findings show the importance of aligning FinTech adoption with employee’s digital literacy initiatives to achieve improved environmental performance outcomes among financial institutions.