HAKUDUWAL, Kishor; PRADHAN, Gopal Man; KHWALAPALA, Sumitra. Impact of Climate Change on the Level of Insurance Risk: A Perceptual Study in Nepal. Nepal Journal of Multidisciplinary Research, [S. l.], v. 8, n. 5, p. 151–168, 2025. DOI: 10.3126/njmr.v8i5.89968. Disponível em: https://nepjol.info/index.php/njmr/article/view/89968. Acesso em: 3 feb. 2026.