“Curricular Decoupling of Social Protection: A Pragmatic Evaluation of the Integration of Risk Management, Social Security, and Insurance in Nepal’s Secondary Education” (2025) Nepalese Journal of Insurance and Social Security, 8(2), pp. 85–97. Available at: https://nepjol.info/index.php/njiss/article/view/89427 (Accessed: 5 July 2026).