Gautam, Pratham, and Santosh Saud. “Emerging Challenges of HRM in 21st Century: A Case of Nepalese Commercial Banks”. Nepalese Journal of Finance 11, no. 2 (August 20, 2024): 18–35. Accessed September 1, 2024. https://nepjol.info/index.php/njf2/article/view/68815.