MAHARJAN, Aryan; RAWAT, Ramesh. Factors Affecting Consumers’ Perception on Electronic Payments in the Kathmandu Valley . Nepalese Journal of Finance, [S. l.], v. 12, n. 3, p. 41–52, 2025. DOI: 10.3126/njf.v12i3.84486. Disponível em: https://nepjol.info/index.php/njf2/article/view/84486. Acesso em: 8 dec. 2025.