M. Celestin, M. Vasuki, A. Dinesh Kumar, and S. Riyasdeen, “Consumer Trust Formation and Behavioral Dynamics in Fintech Powered Digital Insurance Platforms”, Madhesh J. Interdisc. Res., vol. 1, no. 1, pp. 9–24, Jul. 2026, doi: 10.3126/mjir.v1i1.97090.