Ghimire, Binod, Bharat Rai, and Rewan Kumar Dahal. “Understanding and Adoption of Internet Banking: Nepalese Perspective”. KMC Research Journal 6, no. 6 (December 31, 2022): 13–31. Accessed November 23, 2024. https://nepjol.info/index.php/kmcrj/article/view/59368.