GWACHHA, K. P. Bank-Specific as Basis of Banking Sector Development: An ARDL Approach. Khwopa Journal, [S. l.], v. 5, n. 1, p. 46–61, 2023. DOI: 10.3126/kjour.v5i1.53320. Disponível em: https://nepjol.info/index.php/kjour/article/view/53320. Acesso em: 8 may. 2024.