KHANAL, Rajiv. The Role of SMEs in Rural Development: Access of SMEs to Finance as a Mediator. Kalika Journal of Multidisciplinary Research, [S. l.], v. 3, n. 1, p. 145–169, 2025. DOI: 10.3126/kjmr.v3i3.87221. Disponível em: https://nepjol.info/index.php/kjmr/article/view/87221. Acesso em: 17 dec. 2025.