PANDEY, Kamal. Where Numbers Fall Short: Realities of Medical and Critical Illness Claims in Nepal’s Insurance Sector. Journal of Insurance Studies in South Asia, [S. l.], v. 2, n. 1, p. 50–64, 2025. DOI: 10.3126/jissa.v2i1.92247. Disponível em: https://nepjol.info/index.php/jissa/article/view/92247. Acesso em: 27 mar. 2026.