GHIMIRE, Dinesh Mani; PANDEY, Bikash. Influential Factors Shaping Retirement Strategies among Employed Individuals. Journal of Emerging Management Studies, [S. l.], v. 4, n. 1, p. 1–9, 2026. DOI: 10.3126/jems.v4i1.95393. Disponível em: https://nepjol.info/index.php/jems/article/view/95393. Acesso em: 22 jun. 2026.