Tamang, Aakriti, Surya Balami, and Damodar Lamsal. “Service Quality, Customer Attitude, and Satisfaction As Determinants of Patronage Intention in the Nepalese Banking Sector”. Journal of Business and Social Sciences Research 10, no. 2 (December 31, 2025): 109–124. Accessed January 29, 2026. https://nepjol.info/index.php/jbssr/article/view/89444.