Adhikari, Nabin Bahadur, Bipin Bahadur Adhikari, and Resam Lal Poudel. “Influences on Gen Z’s Financial Choices in Pokhara: Drivers of Money Management Behaviour”. Journal of Business and Management 9, no. 2 (December 31, 2025): 34–46. Accessed May 12, 2026. https://nepjol.info/index.php/jbm/article/view/93249.