CHHETRI, Shanti Devi; BHANDARI, Sushanti. Financial Literacy and Spending Patterns of Millennials and Generation Z in Pokhara, Nepal. Journal of Business and Management, [S. l.], v. 9, n. 2, p. 107–124, 2025. DOI: 10.3126/jbm.v9i2.93254. Disponível em: https://nepjol.info/index.php/jbm/article/view/93254. Acesso em: 12 may. 2026.