Ghimire, B. and Dahal, R. 2024. Examining the Role of Financial Awareness, Attitude, and Knowledge in Personal Financial Planning: A Study in the Kathmandu Valley. The International Research Journal of Management Science. 9, 1 (Dec. 2024), 85–102. DOI:https://doi.org/10.3126/irjms.v9i1.72717.