Karki, T. B., R. Lamsal, and N. P. Bhusal. “Challenges of BFIs in Cash Transfer Program to Earthquake Affected Victims: Lessons from Nepal’s Earthquake 2015”. International Research Journal of MMC, vol. 2, no. 3, Oct. 2021, pp. 24-40, doi:10.3126/irjmmc.v2i3.40057.