NEUPANE, Sangam; MITTAL, Anubhav. Banking Service Usage Patterns among Customers in Nepal: Evidence from Public and Private Banks. International Journal of Atharva, [S. l.], v. 4, n. 1, p. 66–84, 2026. DOI: 10.3126/ija.v4i1.92373. Disponível em: https://nepjol.info/index.php/ija/article/view/92373. Acesso em: 1 apr. 2026.