Magar, Sushma, Devid Kumar Basyal, Purnima Lawaju, Udaya Raj Paudel, and Devi Kumari Poudel. “Determinants of Microfinance Adoption, Challenges Encountered, and Principal Solutions: An Empirical Analysis Using Theory of Planned Behaviour”. Interdisciplinary Journal of Innovation in Nepalese Academia 2, no. 2 (November 10, 2023): 113–128. Accessed May 10, 2024. https://nepjol.info/index.php/idjina/article/view/59489.