MAGAR, Sushma; BASYAL, Devid Kumar; LAWAJU, Purnima; PAUDEL, Udaya Raj; POUDEL, Devi Kumari. Determinants of Microfinance Adoption, Challenges Encountered, and Principal Solutions: An Empirical Analysis Using Theory of Planned Behaviour. Interdisciplinary Journal of Innovation in Nepalese Academia, [S. l.], v. 2, n. 2, p. 113–128, 2023. Disponível em: https://nepjol.info/index.php/idjina/article/view/59489. Acesso em: 9 dec. 2025.