Magar, S.; Basyal, D. K.; Lawaju, P.; Paudel, U. R.; Poudel, D. K. Determinants of Microfinance Adoption, Challenges Encountered, and Principal Solutions: An Empirical Analysis Using Theory of Planned Behaviour. Interdis. J. Innov. Res. Nep. Acad. 2023, 2, 113-128.