SHARMA, Nabaraj. Managerial Competencies and Financial Performance of Savings and Credit Cooperative Societies in Dhading. The EFFORTS, Journal of Education and Research, [S. l.], v. 6, n. 1, p. 88–95, 2025. DOI: 10.3126/ejer.v6i1.83054. Disponível em: https://nepjol.info/index.php/ejer/article/view/83054. Acesso em: 10 dec. 2025.