ACHARYA, Santosh. Impact of Demographics, Loan Limits, and Borrowing Patterns on Debt Literacy in Bharatpur. BIC Journal of Management, [S. l.], v. 2, n. 1, p. 182–195, 2025. DOI: 10.3126/bicjom.v2i1.84335. Disponível em: https://nepjol.info/index.php/bicjom/article/view/84335. Acesso em: 7 dec. 2025.