Gyawali S, Adhikari U. Perceived Risk, Convenience, and Value of Nepalese e-banking Users: Mediation with Service Quality. Butwal Campus J. [Internet]. 2025 Dec. 28 [cited 2025 Dec. 28];8(2):136-49. Available from: https://nepjol.info/index.php/bcj/article/view/88229