BHUJEL, S. Factors Driving the Adoption of Fintech Services: An Empirical Analysis of Customers of Commercial Banks in Kathmandu. Apex Journal of Business and Management, [S. l.], v. 3, n. 2, p. 67–85, 2024. Disponível em: https://nepjol.info/index.php/ajbm/article/view/70301. Acesso em: 3 dec. 2024.