Budhathoki, Prem Bahadur, and Chandra Kumar Rai. “STAFF EXPENSES AND ITS EFFECT ON THE BANK’S NET PROFIT”. Researcher: A Research Journal of Culture and Society 3, no. 3 (October 31, 2018): 63–71. Accessed July 27, 2024. https://nepjol.info/index.php/RESEARCHER/article/view/21550.