Adhikari, Shankar Nath, and Kushendra B Mahat. “Impact of E-Banking on Operational Efficiency of Employees in Nepalese Commercial Banks”. Journal of Advanced Academic Research 10, no. 2 (November 27, 2023): 65–78. Accessed November 21, 2024. https://nepjol.info/index.php/JAAR/article/view/60196.