GYANWALY, Ram Prasad. Management of Banking and Financial Services. Economic Journal of Nepal, [S. l.], v. 31, n. 4, p. 268, 2008. DOI: 10.3126/ejon.v31i4.5012. Disponível em: https://nepjol.info/index.php/EJON/article/view/5012. Acesso em: 7 dec. 2025.