KATUWAL, Khagendra. Do Socio-Economic Factors Matter on Access to Formal Credit Market in Nepal ? Determinants of Formal Credit Market Participation . Economic Journal of Nepal, [S. l.], v. 32, n. 3, p. 177–184, 2009. DOI: 10.3126/ejon.v32i3.77856. Disponível em: https://nepjol.info/index.php/EJON/article/view/77856. Acesso em: 7 dec. 2025.